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How to Get Approved for Car Financing

Three Simple Ways to Drive Away in Your Dream Car

IBA

IBA turns your steady income into the key for car ownership and a stronger credit future.

01

Credit

Qualify with a strong credit history or by paying off loans, mortgages, or major credit cards.

02

Down Payment

Secure financing by paying 30-40% of the car's price upfront to reduce monthly payments.

03
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Top Featured Vehicles

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Audi S3
2016 Audi S3 Premium Plus – Turbocharged Luxury Meets Performance
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  • 2016
  • 94,530
  • 23/31

Total Price: $14,499
Sugg. DP: $1,500-$4,500
Avg. Weekly: $96–$198
Asking Price: $14,499 (before tax and fees)
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Cadillac Escalade ESV
2018 Cadillac Escalade ESV Luxury 4WD
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  • 2018
  • 104,319
  • 14/21

Sugg. DP: $3,500 -$5,500
Avg. Weekly: $125–$180
Asking Price: $24,999
Product
SOLD
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Mercedes-Benz GLE
2018 Mercedes-Benz GLE 350 4MATIC AWD – Luxury SUV with Advanced Features and Flexible Financing
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  • 2018
  • 18/22
  • 18/22

Sugg. DP: $1,798–$4,995"
Avg. Weekly: $95–$185
Asking Price: $17,985 (before tax & fees)
Product More Details
Chrysler 300
Bold and Refined: 2020 Chrysler 300 Touring Sedan – Luxury Meets Performance
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  • 2020
  • 88,423
  • 19/30

Sugg. DP: $1,500-$4000
Avg. Weekly: $80–$175
Asking Price: $12,499(Before Tax & Fees)
Product More Details
Land Rover Range Rover Evoque
Stylish & Refined – 2020 Land Rover Range Rover Evoque P250 First Edition AWD
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  • 2020
  • 72,632
  • 20/27

Sugg. DP: $2,500-$5,000
Avg. Monthly: $325–$645
Asking Price: $22,699(Before Tax & Fees)
Product More Details
Toyota C-HR
2018 Toyota C-HR XLE Premium – Stylish, Efficient, and Feature-Packed
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  • 2018
  • 104,484
  • 27/31

Sugg. DP: $1,500-$4,500
Avg. Weekly: $85–$195
Asking Price: $14,527(before tax and fees)
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Ford Expedition
2016 Ford Expedition Limited 4WD – Spacious, Powerful & Ready to Go
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  • 2018
  • 113,509
  • 15/20

Sugg. DP: $1,500-$3,500
Avg. Weekly: $80–$175
Asking Price: $12,999(Before Tax & Fees)
Product More Details
Toyota RAV4
2017 Toyota RAV4 LE – AWD Confidence, Practical Price!
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  • 2017
  • 93,756
  • 22/28

Sugg. DP: $1,500-$4,500
Avg. Weekly: $96–$198
Asking Price: $14,785 (before tax and fees)
Product More Details
Chevrolet Camaro
2015 Chevrolet Camaro LT Coupe – Manual, V6, RWD
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  • 2015
  • 133,391
  • 17 / 28
Sugg. DP: $1,500-$3,500
Avg. Weekly: $80–$175
Asking Price: $10,781 (before tax and  fees)
Product More Details
BMW 4 Series
2014 BMW 435i xDrive Coupe – Turbocharged Elegance Meets All-Wheel Precision
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  • 2014
  • 91,833
  • 20/30
Sugg. DP: $1,500-$4,900
Avg. Weekly: $96–$198
Asking Price: $12,999(Before Tax & Fees)
Product
SOLD
More Details
BMW 4 Series
Sporty & Stylish 2017 BMW 430xi Gran Coupe – AWD Luxury at a Steal!
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  • 2017
  • 80,729
  • 23/34
Sugg. DP: $1,500-$4,000
Avg. Weekly: $80–$165
Asking Price: $13,785 (before tax and fees)
Product More Details
Hyundai Santa Fe Sport
2018 Hyundai Santa Fe Sport – Efficient, Stylish, and Ready for the Road
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  • 2018
  • 102,301
  • 20/26
Sugg. DP: $1,500-$3,500
Avg. Weekly: $85–$175
Asking Price: $12,863 (before tax and fees)
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Volvo XC90
2019 Volvo XC90 T6 Inscription AWD – Luxury, Power & Scandinavian Style
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  • 2019
  • 98,726
  • 19/26
Sugg. DP: $2,500-$4,900
Avg. Monthly: $325–$645
Asking Price: $20,995 (before tax and fees)
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Kia Sportage
Affordable 2016 Kia Sportage EX AWD – Reliable Performance Meets Value
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  • 2016
  • 110,617
  • 22/26
Sugg. DP: $1,500-$4,000
Avg. Weekly: $86–$198
Asking Price: $10,499 (before tax and fees)
Product More Details
Chevrolet Traverse
2019 Chevrolet Traverse High Country AWD – Premium SUV in Pearl with Striking Interior
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  • 2019
  • 101,496
  • 18/27
Sugg. DP: $2,500-$4,500
Avg. Monthly: $390–$620
Asking Price: $20,899 (before tax and fees)
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Kia Seltos
Sleek 2021 Kia Seltos S – Efficient and Stylish SUV
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  • 2021
  • 115,418
  • 29/34
Sugg. DP: $1,500-$4,000
Avg. Weekly: $86–$198
Asking Price: $11,499 (before tax and fees)
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Toyota C-HR
2018 Toyota C-HR XLE Premium – Stylish, Efficient, and Feature-Packed
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  • 2018
  • 104,484
  • 27/31
Sugg. DP: $1,500-$4,500
Avg. Weekly: $85–$195
Asking Price: $14,527(before tax and fees)
Product More Details
Ford Explorer
2020 Ford Explorer Platinum 4WD – Luxury Meets Adventure
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  • 2020
  • 112,264
  • 17/24
Sugg. DP: $2,500-$5,000
Avg. Monthly: $325–$645
Asking Price: $22,799(Before Tax & Fees)
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Honda Pilot
2017 Honda Pilot EX-L AWD – Spacious, Reliable, and Family-Ready
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  • 2017
  • 96,717
  • 18/26
Sugg. DP: $1,500-$4,000
Avg. Weekly: $70 - $185
Product More Details
Dodge Journey
2017 Dodge Journey Crossroad Plus AWD – Stylish and Spacious SUV
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  • 2017
  • 36,375
  • 19/25
Sugg. DP: $1,500-$4,000
Avg. Weekly: $86–$198
Asking Price: $12,999(Before Tax & Fees)
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Toyota RAV4
2017 Toyota RAV4 LE – AWD Confidence, Practical Price!
Image By FTM
  • 2017
  • 93,756
  • 22/28
Sugg. DP: $1,500-$4,500
Avg. Weekly: $96–$198
Asking Price: $14,785 (before tax and fees)
Product More Details
Hyundai Santa Fe Sport
2018 Hyundai Santa Fe Sport – Sporty, Spacious & Smart!
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  • 2018
  • 93,828
  • 21/27
Sugg. DP: $1,500-$3,000
Avg. Weekly: $80–$175
Asking Price: $10,985 (before tax and fees)
Product More Details
Toyota Prius
Fuel-Efficient 2018 Toyota Prius One – Hybrid Savings Await! DealerRater +3
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  • 2018
  • 115,348
  • 54/50
Sugg. DP: $1,500-$4,500
Avg. Weekly: $70–$185
Asking Price: $14,999(Before Tax & Fees)
Product More Details
Toyota Sienna
2013 Toyota Sienna XLE AWD – Premium Comfort Meets All-Weather Confidence
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  • 2013
  • 119,413
  • 16/23
Sugg. DP: $1,500-$4,500
Avg. Weekly: $85–$195
Asking Price: $12,499 (before tax and fees)
Product More Details
Kia Soul
Low-Mileage 2020 Kia Soul LX – Stylish, Efficient, and Ready to Drive
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  • 2020
  • 12,114
  • 27/33
Sugg. DP: $1,500-$3,500
Avg. Weekly: $85–$195
Asking Price: $13,499 (before tax and fees)
Product More Details
Honda Civic
2019 Honda Civic EX – Sleek Gray, FWD, Only 88k Miles
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  • 2019
  • 88,865
  • 30/38
Sugg. DP: $1,500-$4,500
Avg. Weekly: $96–$198
Asking Price: $15,985(Before Tax & Fees)
Product More Details
Chrysler Voyager
Spacious and Reliable 2020 Chrysler Voyager LX – Family-Ready Minivan
Image By Auto Spot
  • 2020
  • 111,023
  • 19/28
Sugg. DP: $1,500-$4000
Avg. Weekly: $85–$195
Asking Price: $12,499 (before tax and fees)
Product More Details
Kia Soul
2021 Kia Soul S – Stylish, Efficient, and Ready for the Road
Image By Auto Spot
  • 2021
  • 52,399
  • 29/35
Sugg. DP: $1,500-$3,500
Avg. Weekly: $85–$175
Asking Price: $11,499 (before tax and fees)
Product More Details
Toyota Tundra Double Cab
2013 Toyota Tundra Double Cab 4WD – Rugged Power Meets Reliability
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  • 2013
  • 107,961
  • 14/19
Sugg. DP: $1,500-$4,500
Avg. Weekly: $86–$198
Asking Price: $14,999 (before tax and fees)
Product More Details
Ford F150 Super Cab
2018 Ford F-150 XL SuperCab 4WD – Low Miles, Turbocharged Power, Ready for Work
Image By Auto Spot
  • 2018
  • 79,945
  • 19/24
Sugg. DP: $2,500-$5,000
Avg. Monthly: $390–$620
Asking Price: $21,299 (before tax and fees)
Product More Details
Chevrolet Silverado 2500 HD Crew Cab
2022 Chevrolet Silverado 2500HD Custom 4WD – Heavy-Duty Power with Advanced Features and Flexible Financing
Image By FTM
  • 2022
  • 69,159
  • 12/17
Sugg. DP: $4,078–$9,995
Avg. Monthly: $655–$995
Asking Price: $40,788 (before tax & fees)
Product More Details
Ford Transit 150 Van
Reliable 2019 Ford Transit T-150 — Built to Move Your Business
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  • 2019
  • 97,368
  • 14/18
Sugg. DP: $1,500-$4,900
Avg. Weekly: $96–$198
Asking Price: $18,785 ( before tax and fees)
Product More Details
Ram 2500 Crew Cab
2014 Ram 2500 SLT Crew Cab 4WD – Rugged Power Meets Everyday Comfort
Image By Auto Spot
  • 2014
  • 104,101
  • 13/18
Sugg. DP: $2,499-$5,500
Avg. Monthly: $390–$520
Asking Price: $20,999 (before tax and fees)
Product More Details
Ford F150 Super Cab
2020 Ford F-150 SuperCab – Rugged Performance Meets Everyday Utility
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  • 2020
  • 134,378
  • 15-21
Sugg. DP: $3,199
Avg. Monthly: $469
Asking Price: $21,999
Product More Details
Toyota Tundra CrewMax
2023 Toyota Tundra SR5 4x4 – Twin-Turbo Power
Image By FTM
  • 2023
  • 10,019
  • 17/22
Sugg. DP: $7,000
Avg. Monthly: $925–$1,050
Asking Price: $52,985 (before tax & fees)
Product More Details
Ford F150 Super Cab
2020 Ford F-150 SuperCrew XLT 4WD – Tough, Turbocharged, and Ready to Work
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  • 2020
  • 115,636
  • 17/23
Sugg. DP: $2,500-$6,000
Avg. Monthly: $345–$695
Asking Price: $23,499 (before tax and fees)
Product More Details
Audi A3
2020 Audi A3 S-Line Premium Quattro – Turbocharged AWD
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  • 2020
  • 89,389
  • 22/30
Sugg. DP: $1,895–$5,695
Avg. Weekly: $105–$195
Asking Price: $17,785 (before tax & fees)
Product More Details
Honda Civic
2020 Honda Civic Si Sedan – Turbocharged Performance
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  • 2020
  • 84,681
  • 26/36
Sugg. DP: $1,895-$5,695
Avg. Monthly: $350–$595
Asking Price: $18,785 (before tax & fees)
Product More Details
BMW 7 Series
2018 BMW 7 SERIES
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  • 2018
  • 76,068
  • 19-28
Sugg. DP: $3,985 To $5,495
Avg. Weekly: $110 To $169
Product More Details
Toyota Camry
2020 Toyota Camry – Sleek, Reliable, and Fuel-Efficient Midsize Sedan
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  • 2020
  • 79,945
  • 27-37
Sugg. DP: $3,785
Avg. Weekly: $95 To $169
Product More Details
BMW 7 Series
2018 BMW 740e xDrive – Premium Plug‑In Hybrid Luxury
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  • 2018
  • 76,068
  • hybrid/27
Total Price: $21,999
Sugg. DP: $2,500-$5,000
Avg. Monthly: $390–$650
Asking Price: $21,999 (before tax and fees)
Product More Details
Porsche Panamera
Luxury Meets Performance: 2014 Porsche Panamera 4 AWD – Timeless Elegance
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  • 2014
  • 79,648
  • 18/27
Sugg. DP: $2,700-$5,800
Avg. Monthly: $390–$620
Asking Price: $23,799 (before tax and fees)
Product More Details
Audi A4
2019 Audi A4 Premium Plus quattro
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  • 2019
  • 97,674
  • 23/34
Sugg. DP: $3,500 -$5,995
Avg. Weekly: $95–$175
Asking Price: $14,785 (before tax & fees)
Product More Details
Honda Accord
2022 Honda Accord Sport SE – Turbocharged Fuel Saver with Low Miles
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  • 2022
  • 82,169
  • 29/35
Sugg. DP: $4,000
Avg. Weekly: $110–$189
Asking Price: $22,785 (before tax & fees)
Product More Details
Hyundai Tucson
2022 Hyundai Tucson SEL – Low Miles, Tech-Loaded, and Ready to Drive
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  • 2022
  • 19,779
  • 26/33
Sugg. DP: $2,500-$5,500
Avg. Monthly: $390–$690
Asking Price: $22,799 (before tax and fees)
Product More Details
MAZDA MAZDA6
Crisp White 2018 Mazda 6 Sport – FWD Elegance & Efficiency
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  • 2018
  • 64,538
  • 26/35
Sugg. DP: $1,500-$4,500
Avg. Weekly: $86–$198
Asking Price: $14,785 (before tax and fees)
Product More Details
BMW X7
2023 BMW X7 xDrive40i – 375HP Luxury 3-Row SUV with Mild Hybrid Efficiency
Image By FTM
  • 2023
  • 36,806
  • 21/25
Sugg. DP: $5,600–$9,500
Avg. Monthly: $895–$1,295
Asking Price: $55,985 (before tax & fees)
Product More Details
Mercedes-Benz GLS
2020 Mercedes-Benz GLS 450 4MATIC – Luxury 3-Row SUV
Image By FTM
  • 2020
  • 66,916
  • 19/23
Sugg. DP: $3,500–$5,500
Avg. Monthly: $575–$875
Asking Price: $31,785 (before tax & fees)
Product More Details
Mercedes-Benz GLE
"2017 Mercedes-Benz GLE 350 4MATIC – Luxury SUV at an Unbeatable Price!"
Image By FTM
  • 2017
  • 87,866
  • 19/26
Sugg. DP: $1,500-$4,500
Avg. Weekly: $80–$185
Asking Price: $15,985 (before tax and fees)
Product More Details
Kia Telluride
2020 Kia Telluride AWD
Image By Auto Spot
  • 2020
  • 94,815
  • 21/31
Sugg. DP: $6,299 To $12,300
Asking Price: $21,799 + tax&fees
Product More Details
Ford Expedition EL
Powerful 2017 Ford Expedition EL XLT 4WD – Family-Ready SUV
Image By Auto Spot
  • 2017
  • 133,099
  • 15/20
Sugg. DP: $1,500-$4,000
Avg. Weekly: $85–$195
Asking Price: $12,499 (before tax and fees)
Product More Details
Acura MDX
Luxury Meets Performance – 2018 Acura MDX SH-AWD Now Available
Image By FTM
  • 2018
  • 95,692
  • 18/26
Sugg. DP: $1,500-$4,500
Avg. Weekly: $96–$198
Asking Price: $17,785 (before tax and fees)
Product More Details
Honda Passport
2019 Honda Passport EX-L AWD
Image By FTM
  • 2019
  • 99,983
  • 20/25
Sugg. DP: $1,495-$3,500
Avg. Weekly: $105–$175
Asking Price: $17,885 (before tax & fees)
Product
SOLD
More Details
Toyota Highlander
2018 TOYOTA HIGHLANDER
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  • 2018
  • 70,799
  • 19-28
Sugg. DP: $3,789
Avg. Monthly: $375
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