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How to Get Approved for Car Financing

Three Simple Ways to Drive Away in Your Dream Car

IBA

IBA turns your steady income into the key for car ownership and a stronger credit future.

01

Credit

Qualify with a strong credit history or by paying off loans, mortgages, or major credit cards.

02

Down Payment

Secure financing by paying 30-40% of the car's price upfront to reduce monthly payments.

03
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Top Featured Vehicles

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Ford F150 Super Cab
2018 Ford F-150 Super Cab XL 4WD – Work-Ready and Budget-Smart
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  • 2018
  • 79,945
  • 19/24

Sugg. DP: $1,500-$4,500
Avg. Monthly: $390–$620
Asking Price: $20,999 (before tax and fees)
Product More Details
Toyota Camry
2020 Toyota Camry – Sleek, Reliable, and Fuel-Efficient Midsize Sedan
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  • 2020
  • 79,945
  • 27-37

Sugg. DP: $3,785
Avg. Weekly: $95 To $169
Product More Details
Lexus NX
2020 Lexus NX – Luxury Compact SUV with Refined Comfort and Advanced Technology
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  • 2020
  • 93,608
  • 21-27

Sugg. DP: $4,999
Avg. Monthly: $469
Product More Details
BMW 7 Series
2018 BMW 740e xDrive – Premium Plug‑In Hybrid Luxury
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  • 2018
  • 76,068
  • hybrid/27

Total Price: $21,999
Sugg. DP: $2,500-$5,000
Avg. Monthly: $390–$650
Asking Price: $21,999 (before tax and fees)
Product
SOLD
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Honda CR-V
2019 Honda CR-V EX-L – Turbocharged Comfort & Versatility at a Great Value
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  • 2019
  • 113,368
  • 28/34

Sugg. DP: $1,500-$4,500
Avg. Monthly: $325–$545
Asking Price: $18,999(Before Tax & Fees)
Product More Details
Hyundai Tucson
2022 Hyundai Tucson SEL – Low Miles, Tech-Loaded, and Ready to Drive
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  • 2022
  • 19,779
  • 26/33

Sugg. DP: $2,500-$5,500
Avg. Monthly: $390–$690
Asking Price: $22,799 (before tax and fees)
Product More Details
Toyota Corolla
Reliable & Efficient 2020 Toyota Corolla LE – Priced to Move!
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  • 2020
  • 107,930
  • 30/38

Sugg. DP: $1,500-$4,000
Avg. Weekly: $80–$195
Asking Price: $11,999 (before tax and fees)
Product More Details
Toyota C-HR
2018 Toyota C-HR XLE Premium – Stylish, Efficient, and Feature-Packed
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  • 2018
  • 104,484
  • 27/31

Sugg. DP: $1,500-$4,500
Avg. Weekly: $85–$195
Asking Price: $14,527(before tax and fees)
Product
SOLD
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BMW 4 Series
Sporty & Stylish 2017 BMW 430xi Gran Coupe – AWD Luxury at a Steal!
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  • 2017
  • 80,729
  • 23/34
Sugg. DP: $1,500-$4,000
Avg. Weekly: $80–$165
Asking Price: $13,785 (before tax and fees)
Product More Details
Chevrolet Camaro
2015 Chevrolet Camaro LT Coupe – Manual, V6, RWD
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  • 2015
  • 133,391
  • 17 / 28
Sugg. DP: $1,500-$3,500
Avg. Weekly: $80–$175
Asking Price: $10,781 (before tax and  fees)
Product More Details
BMW 4 Series
2014 BMW 435i xDrive Coupe – Turbocharged Elegance Meets All-Wheel Precision
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  • 2014
  • 91,833
  • 20/30
Sugg. DP: $1,500-$4,900
Avg. Weekly: $96–$198
Asking Price: $12,999(Before Tax & Fees)
Product More Details
BMW 4 Series
2017 BMW 440i xDrive Gran Coupe – Luxury AWD with Bold Style
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  • 2017
  • 97,132
  • 20/29
Sugg. DP: $1,500-$3,000
Avg. Weekly: $80–$175
Asking Price: $15,499 (before tax and fees)
Product More Details
Hyundai Santa Fe Sport
2018 Hyundai Santa Fe Sport – Efficient, Stylish, and Ready for the Road
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  • 2018
  • 102,301
  • 20/26
Sugg. DP: $1,500-$3,500
Avg. Weekly: $85–$175
Asking Price: $12,863 (before tax and fees)
Product More Details
Mercedes-Benz Mercedes-AMG GLC
Luxury Meets Performance: 2018 Mercedes-Benz AMG GLC 43 4MATIC SUV
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  • 2018
  • 65,639
  • 18/24
Sugg. DP: $2,500-$6200
Avg. Monthly: $390–$620
Asking Price: $24,325 (before tax and fees)
Product
SOLD
More Details
Honda CR-V
2019 Honda CR-V EX-L – Turbocharged Comfort & Versatility at a Great Value
Image By Auto Spot
  • 2019
  • 113,368
  • 28/34
Sugg. DP: $1,500-$4,500
Avg. Monthly: $325–$545
Asking Price: $18,999(Before Tax & Fees)
Product More Details
Ford Explorer
2020 Ford Explorer Platinum 4WD – Luxury Meets Adventure
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  • 2020
  • 112,264
  • 17/24
Sugg. DP: $2,500-$5,000
Avg. Monthly: $325–$645
Asking Price: $22,799(Before Tax & Fees)
Product More Details
Kia Seltos
Sleek 2021 Kia Seltos S – Efficient and Stylish SUV
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  • 2021
  • 115,418
  • 29/34
Sugg. DP: $1,500-$4,000
Avg. Weekly: $86–$198
Asking Price: $11,499 (before tax and fees)
Product More Details
Ford Explorer
2022 Ford Explorer Base 4WD – Clean, Spacious, and Ready for Adventure
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  • 2022
  • 104,608
  • 20/27
Sugg. DP: $2,500-$4,500
Avg. Monthly: $390–$520
Asking Price: $20,499 (before tax and fees)
Product More Details
Kia Sportage
Affordable 2016 Kia Sportage EX AWD – Reliable Performance Meets Value
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  • 2016
  • 110,617
  • 22/26
Sugg. DP: $1,500-$4,000
Avg. Weekly: $86–$198
Asking Price: $10,499 (before tax and fees)
Product More Details
Volvo XC90
2019 Volvo XC90 T6 Inscription AWD – Luxury, Power & Scandinavian Style
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  • 2019
  • 98,726
  • 19/26
Sugg. DP: $2,500-$4,900
Avg. Monthly: $325–$645
Asking Price: $20,995 (before tax and fees)
Product More Details
Jeep Compass
Adventure-Ready 2019 Jeep Compass Latitude – Affordable & Efficient
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  • 2019
  • 92,494
  • 22/31
Sugg. DP: $1,500-$4,500
Avg. Weekly: $96–$198
Asking Price: $11,999 (before tax and fees)
Product More Details
Toyota Sienna
2013 Toyota Sienna XLE AWD – Premium Comfort Meets All-Weather Confidence
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  • 2013
  • 119,413
  • 16/23
Sugg. DP: $1,500-$4,500
Avg. Weekly: $85–$195
Asking Price: $12,499 (before tax and fees)
Product More Details
Kia Soul
2021 Kia Soul S – Sporty, Efficient, and Feature-Packed Hatchback
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  • 2021
  • 99,062
  • 29/35
Sugg. DP: $1,500-$4,000
Avg. Weekly: $85–$195
Asking Price: $10,999 (before tax and fees)
Product More Details
Kia Soul
Low-Mileage 2020 Kia Soul LX – Stylish, Efficient, and Ready to Drive
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  • 2020
  • 12,114
  • 27/33
Sugg. DP: $1,500-$3,500
Avg. Weekly: $85–$195
Asking Price: $13,499 (before tax and fees)
Product More Details
Kia Soul
2021 Kia Soul S – Stylish, Efficient, and Ready for the Road
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  • 2021
  • 52,399
  • 29/35
Sugg. DP: $1,500-$3,500
Avg. Weekly: $85–$175
Asking Price: $11,499 (before tax and fees)
Product More Details
Chrysler Voyager
Spacious and Reliable 2020 Chrysler Voyager LX – Family-Ready Minivan
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  • 2020
  • 111,023
  • 19/28
Sugg. DP: $1,500-$4000
Avg. Weekly: $85–$195
Asking Price: $12,499 (before tax and fees)
Product More Details
Toyota Prius
Fuel-Efficient 2018 Toyota Prius One – Hybrid Savings Await! DealerRater +3
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  • 2018
  • 115,348
  • 54/50
Sugg. DP: $1,500-$4,500
Avg. Weekly: $70–$185
Asking Price: $14,999(Before Tax & Fees)
Product More Details
Hyundai Elantra
Sporty & Efficient 2018 Hyundai Elantra GT Hatchback – Ready to Drive!
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  • 2018
  • 63,966
  • 24/32
Sugg. DP: $1,500-$4,000
Avg. Weekly: $86–$198
Asking Price: $11,999 (before tax and fees)
Product More Details
Chevrolet Silverado 1500 Double Cab
2014 Chevy Silverado LTZ 4WD – Power, Comfort, and Crew Capability
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  • 2014
  • 111,499
  • 16/22
Sugg. DP: $1,500-$3,500
Avg. Weekly: $80–$185
Asking Price: $15,999 (before tax and fees)
Product More Details
Ford F150 Super Cab
2020 Ford F‑150 XLT SuperCab 4WD – Majestic in Gray, Built for Work & Weekend
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  • 2020
  • 134,378
  • 15/21
Sugg. DP: $2,500-$4,900
Avg. Monthly: $390–$620
Asking Price: $21,299 (before tax and fees)
Product More Details
Ford F150 Super Cab
2018 Ford F-150 XL SuperCab 4WD – Low Miles, Turbocharged Power, Ready for Work
Image By Auto Spot
  • 2018
  • 79,945
  • 19/24
Sugg. DP: $2,500-$5,000
Avg. Monthly: $390–$620
Asking Price: $21,299 (before tax and fees)
Product More Details
Toyota Tundra Double Cab
2013 Toyota Tundra Double Cab 4WD – Rugged Power Meets Reliability
Image By Auto Spot
  • 2013
  • 107,961
  • 14/19
Sugg. DP: $1,500-$4,500
Avg. Weekly: $86–$198
Asking Price: $14,999 (before tax and fees)
Product More Details
Ford Expedition
2016 Ford Expedition Limited 4WD – Spacious, Powerful & Ready to Go
Image By Auto Spot
  • 2018
  • 113,509
  • 15/20
Sugg. DP: $1,500-$3,500
Avg. Weekly: $80–$175
Asking Price: $12,999(Before Tax & Fees)
Product More Details
Toyota Tacoma Double Cab
2021 Toyota Tacoma TRD Off-Road 4WD – Built to Conquer with Smart Finance or Cash Options
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  • 2021
  • 99,970
  • 18/22
Sugg. DP: $3,549–$5,695
Avg. Monthly: $465–$695
Asking Price: $25,499 (before tax & fees)
Product More Details
Ram 2500 Crew Cab
2014 RAM 2500 SLT Crew Cab 4WD – Powerhouse Hauler
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  • 2014
  • 104,101
  • 12/17
Sugg. DP: $1,500-$4,500
Avg. Monthly: $350–$695
Asking Price: $20,999 (before tax and fees)
Product More Details
Ford F150 Super Cab
2020 Ford F-150 SuperCab – Rugged Performance Meets Everyday Utility
Image By Auto Spot
  • 2020
  • 134,378
  • 15-21
Sugg. DP: $3,199
Avg. Monthly: $469
Asking Price: $21,999
Product More Details
Chevrolet Impala
2014 Chevrolet Impala LTZ – VIN: Available Upon Request | CarFax Available | Clean Title
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  • 2014
  • 86,364
  • 21/31
Sugg. DP: $1,500-$3,500
Avg. Weekly: $80–$175
Asking Price: $10,499 (Before Tax & Fees)
Product More Details
Nissan Altima
2023 Nissan Altima SV – Sleek, Efficient, and Packed with Tech
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  • 2023
  • 36,348
  • 27/39
Sugg. DP: $1,500-$4,900
Avg. Weekly: $96–$198
Asking Price: $19,499 (before tax and fees)
Product More Details
Toyota Camry
2020 Toyota Camry – Sleek, Reliable, and Fuel-Efficient Midsize Sedan
Image By Auto Spot
  • 2020
  • 79,945
  • 27-37
Sugg. DP: $3,785
Avg. Weekly: $95 To $169
Product More Details
BMW 5 Series
2020 BMW 5 Series – Executive Luxury Sedan, Clean Title & Priced to Move
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  • 2020
  • 88,977
  • 19-26
Sugg. DP: $3,985
Avg. Monthly: $549
Product More Details
Acura ILX
Sleek & Efficient 2014 Acura ILX – Affordable Luxury
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  • 2014
  • 89,851
  • 24/35
Sugg. DP: $1,500-$3,500
Avg. Weekly: $80–$175
Asking Price: $11,139 (before tax and fees)
Product More Details
Toyota Corolla
2016 Toyota Corolla S Plus – Low Miles, Sporty Style, Great Value
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  • 2016
  • 38,143
  • 29/38
Sugg. DP: $1,500-$3,500
Avg. Weekly: $85–$175
Asking Price: $12,999(Before Tax & Fees)
Product More Details
Porsche Panamera
2014 PORSCHE PANAMERA
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  • 2014
  • 79,648
  • 21-27
Sugg. DP: $4,999
Avg. Weekly: $110 To $169
Product More Details
BMW 7 Series
2018 BMW 7 SERIES
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  • 2018
  • 76,068
  • 19-28
Sugg. DP: $3,985 To $5,495
Avg. Weekly: $110 To $169
Product More Details
Hyundai Tucson
2022 Hyundai Tucson SEL – Low Miles, Tech-Loaded, and Ready to Drive
Image By Auto Spot
  • 2022
  • 19,779
  • 26/33
Sugg. DP: $2,500-$5,500
Avg. Monthly: $390–$690
Asking Price: $22,799 (before tax and fees)
Product More Details
Ford Expedition
2019 Ford Expedition – Full-Size Power, Premium Comfort, Family-Ready SUV
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  • 2019
  • 110,447
  • 19-23
Sugg. DP: $4,500 To 10,785
Asking Price: $21,899 + tax&fees
Product More Details
Lexus NX
2020 Lexus NX – Luxury Compact SUV with Refined Comfort and Advanced Technology
Image By Auto Spot
  • 2020
  • 93,608
  • 21-27
Sugg. DP: $4,999
Avg. Monthly: $469
Product More Details
Ford Expedition EL
Powerful 2017 Ford Expedition EL XLT 4WD – Family-Ready SUV
Image By Auto Spot
  • 2017
  • 133,099
  • 15/20
Sugg. DP: $1,500-$4,000
Avg. Weekly: $85–$195
Asking Price: $12,499 (before tax and fees)
Product More Details
Lincoln MKC
2019 Lincoln MKC Reserve AWD – Refined Luxury, Turbocharged Performance
Image By Auto Spot
  • 2019
  • 62,543
  • 19/25
Sugg. DP: $1,500-$4,900
Avg. Weekly: $80–$185
Asking Price: $17,799 (before tax and fees)
Product More Details
Mercedes-Benz GLC
2018 MERCEDES-BENZ MERCEDES-AMG GLC
Image By Auto Spot
  • 2018
  • 65,639
  • 19-28
Sugg. DP: $7,500 - $14,980
Asking Price: $26,495 + tax&fees
Product More Details
Cadillac Escalade
2018 Cadillac Escalade ESV – Full-Size Luxury SUV with 3rd Row & Premium Features
Image By Auto Spot
  • 2018
  • 136,326
  • 21-27
Sugg. DP: $3,199
Avg. Monthly: $525
Product More Details
Jeep Grand Cherokee L
2018 Jeep Grand Cherokee Limited 4x4
Image By Auto Spot
  • 2018
  • 92,478
  • 18/25
Sugg. DP: $3,500-$5,550
Avg. Weekly: $110–$185
Asking Price: $19,399 (before tax & fees)
Product More Details
Cadillac Escalade ESV
Luxury & Power Combined – 2019 Cadillac Escalade ESV Premium 4WD Ready to Impress!
Image By Auto Spot
  • 2019
  • 138,306
  • 14/21
Sugg. DP: $2,500-$6,000
Avg. Monthly: $390–$690
Asking Price: $24,299 (before tax and fees)
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